Frequently Asked QuestionsCheck below for answers or just call us!
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How long will it take me to repay my cash advance?
Most merchants payback their cash advance in about 10 months. Depending on the size of your cash advance and how many credit card transactions you perform, the payback period can vary.
I am already with another company providing a similar financing, can you replace that arrangement and offer me more money?
Contact us to find out specifically how much we can offer you. We often offer larger advances than our competitors and will payoff your existing advance if it is in your best interest. Call us today to find out how much you are qualified to receive.
How much does it cost to apply for Capital Direct?
Capital Direct offers a free no obligation quote, and any out-of-pockets expenses such as credit reports, D and B reports, Mailing cost, etc.
Does Capital Direct require a personal guarantee?
Our Cash Advance does not require a personal guarantee. However, individuals may be liable in cases of fraud, misrepresentation, and as further detailed in contract.
I need a longer term than 6 months. Do you offer such terms?
Yes, we offer programs that range from 6 months to 12 months based on the merchant’s needs.
What if I already have a business loan?
Our product is an advance, not a loan. As long as you meet our requirements, we can still provide you with immediate cash, without affecting your other obligations.
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• Immediate working capital (cash)
to help your business grow fast!
• Quick, easy online application (2 min)
• Pre-approval in 24 hours or less
• No tax returns required
• No application fees or closing costs
• No fixed monthly payments
• 90% of applicants are approved
• Receive funds within seven days
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